Los modelos mentales y el desarrollo de capacidades financieras

Abstract

The article explores the relationship between cultural learning (mental models) built mainly in the everyday relationships by students and teachers, about the financial practices, and their interaction in learning environments. The exploration is carried out from the concordance search among various concepts of current learning, not scientific, and its potential impact on formal learning situations promoted in educational institutions. Such interactions are probed, on the basis of systemic approach concepts and constructivism, while the teacher-student relationships, between students, and between them and their financial environment, inside and outside learning environments constitute interrelationships and interdependencies that can be understood as systems that are permanently built and can influence changes in understanding and exercise (changes in mental models) of financial practices.

The text proposes that these mental models, are an essential part on previous knowledge of apprentices and are the basis of meaning (sense) of learning, so some teaching-learning strategies and their potential impact are reviewed in order to in change the mental models of learners and teachers, as a fundamental process of developing financial capabilities.